Zelle plans to expand bank-owned payments network to outside US

(Bloomberg/Paige Smith) — Zelle, the bank-owned service that facilitates consumer money movement, said it plans to expand its services internationally.

Zelle will rely on stablecoins to enable cross-border money movement, according to a statement Friday from Early Warning Services LLC, Zelle’s parent company. All Zelle network banks will have the option to provide the service, according to the statement.

Financial-technology firms such as Wise Plc have long operated in the cross-border money-movement space, but the banks’ scale gives them an advantage in the crowded market. With the passage three months ago of a US regulatory framework for stablecoin issuers, there’s now more clarity around how large institutions can use stablecoins in the US and for a venture like Zelle’s.

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“Our goal is to bring the trust, speed and convenience of Zelle to consumers’ international money-movement needs,” Early Warning Services Chief Executive Officer Cameron Fowler said in the statement. “With improved regulatory clarity in the US, we can focus on what we do best: driving innovation to market.”

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